Financing
Financing and Funding Options
Postsecondary education is a significant investment. CADH offers several funding and payment options to help students plan for their education.
Government assistance, including OSAP, is available to those who qualify. Eligibility and funding amounts depend on individual circumstances and applicable government requirements. CADH’s Financial Aid Office can help students understand available options and the application process.
STUDENTS FROM OUTSIDE ONTARIO
Students from outside Ontario may be eligible for student grants and loans through their home province or territory. Eligibility is determined by the applicable provincial or territorial student aid office.
Apply for student grants and loans through your province or territory, or contact CADH’s Financial Aid Office for assistance.
LIFELONG LEARNING PLAN
RRSP WITHDRAWALS FOR EDUCATION
The Canada Revenue Agency’s Lifelong Learning Plan may allow eligible individuals to withdraw up to $10,000 per calendar year, to a maximum of $20,000, from an RRSP to finance qualifying education for themselves or their spouse or common-law partner.
Eligibility conditions and repayment requirements apply. Review the Canada Revenue Agency Lifelong Learning Plan or speak with a qualified financial adviser.
MONTHLY PAYMENT PLANS
Interest-free monthly payment plans may be arranged through CADH’s Admissions Office. No credit check or co-signer is required. Contact the Admissions Office to discuss available payment schedules and conditions.
REGISTERED EDUCATION SAVINGS PLANS
Funds from a Registered Education Savings Plan (RESP) may be used if the student is an eligible beneficiary and the program and institution meet the plan’s requirements. Contact the financial institution holding the RESP to confirm eligibility and required documentation.
Learn more about Registered Education Savings Plans from the Government of Canada.
BETTER JOBS ONTARIO
Better Jobs Ontario may provide financial support to eligible individuals who are unemployed, have been laid off or are seeking training for a new career. Funding and eligibility are determined by the Ontario government and an Employment Ontario service provider.
Review the Better Jobs Ontario program or contact CADH’s Financial Aid Office for guidance.
For assistance with government funding, payment plans or other financing options, contact CADH’s Financial Aid Office at (905) 278-2794, toll-free at 1-866-899-9091 or by email at info@cadh.ca.
STUDENT LINES OF CREDIT
Banks and credit unions may offer student lines of credit to applicants who meet their lending requirements. Contact your financial institution directly to ask about available products, interest rates, repayment terms and eligibility.
Funding programs, eligibility requirements and available amounts may change. Students should confirm current information with the relevant funding provider and CADH’s Financial Aid Office.
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